How to promote the transformation of superhard material industry

       Accelerating the development of new materials is of strategic importance for promoting technological innovation, supporting industrial upgrading and building a manufacturing power. In August 31st this year, the Ministry of finance, the China Insurance Regulatory Commission jointly carry out key new material compensation mechanism of the first batch of pilot enterprises application of insurance, the first batch of new materials application of insurance, can apply for the central finance subsidy premium, which is a great support to China's policy on the industrialization of new materials. In November 15th, the provincial Commission held a new material application of insurance policy publicizing, formally in our province to promote the policy of landing.

New material insurance can subsidize 80% premium

Preach the meeting, Provincial Committee of the relevant person in charge, for a long time, due to the production of new materials and application of disjointed, "there is no good material, good material not" phenomenon, has seriously affected the overall level of the new material transformation and application of new material industry development. Establish the first batch of new materials application insurance compensation mechanism, the purpose is to use market-oriented means, the risk of new materials application demonstration institutionalized arrangements to activate and release the downstream industry effective demand for new material products.

According to the documents issued by the three Department, the responsibility limit of the first batch of new material insurance mechanism will be determined according to the amount of the contract procurement and the amount of liability loss caused by the product. The insurance amount shall not exceed 5 times of the contract amount, the upper limit is 500 million yuan RMB, and the insurance premium rate shall not exceed 3%. Eligible enterprises can apply for the central government premium subsidy funds, the amount of subsidies for insurance premiums of 80% of the year.

China's property insurance, Ping An Property Insurance, Pacific Property Insurance three companies have been allowed to carry out key new material insurance. "The comprehensive advantages of the insurance comprehensive product quality insurance and product liability insurance, not only includes the direct loss of quality defects of new materials lead to the user, including the resulting loss, personal injury and property companies because of the insurance accident caused by the legal costs involved in litigation." Wang Shuang, the project manager of Henan branch of the people's property insurance company of China, said.

Yuan Qiling, deputy general manager of Henan branch of the Great Wall insurance brokerage Co., Ltd. believes that there are potential risks in the application of new materials. Through insurance, it can effectively reduce the risk of enterprise operation and improve the confidence of users. At the same time, because most of the premium is subsidized by finance, it can effectively reduce the cost of insurance and improve the cost advantage of enterprise products.

Promote the transformation and upgrading of new material industry

Our province is a big raw material Province, and the new material industry is one of the five leading industries. It has advantages in nonferrous metals, iron and steel, building materials, refractory materials, superhard materials and other fields. According to the 2017 edition of the first batch of demonstration guidelines for key new materials, advanced iron and steel materials, advanced non-ferrous metal materials, advanced chemical materials, advanced inorganic non-metallic materials are covered. It is good news to carry out new material insurance to enlarge and strengthen new material industry in our province.

"New material insurance" disperses the risk of using new products, and has some encouraging effect on the development of new products." Liu Tao, director of the Consulting Department of the non ferrous metal industry association, said that the investment in R & D investment in nonferrous metals industry was basically raised by the enterprise itself, and the investment was huge and the risk was high.

Chang Xin, deputy manager of Luoyang silicon Hi Tech Co., Ltd., said that the losses caused by the failure of the application of new materials are often very large, and enterprises need such insurance. "We have two products that meet catalog requirements and will consider insurance." He believes that the new material insurance compensation not only reduces the burden on enterprises, but also played the role of credit endorsement, allowing downstream customers to use new products at ease, so as to expand the scope of the use of new materials, to seize the commanding heights of the market.